Privacy Policy
Your privacy matters to us. Here's how we protect and handle your personal information.
Information We Collect
We collect information to provide better financial analysis services and educational resources to investment professionals. This includes data you provide directly and information we gather through your use of our platform.
Personal Information
- Name, email address, and contact details when you register
- Professional credentials and investment experience level
- Payment information for educational programs
- Communication preferences and learning objectives
Technical Data
We automatically collect certain technical information when you visit our website, including IP address, browser type, device information, and pages accessed. This helps us maintain and improve our services.
How We Use Your Information
Your information helps us deliver personalized financial education and maintain our platform's security. We're committed to using your data responsibly and only for legitimate business purposes.
| Purpose | Data Used | Legal Basis |
|---|---|---|
| Course delivery and progress tracking | Account information, learning preferences | Contract performance |
| Customer support and communication | Contact details, inquiry history | Legitimate interest |
| Platform security and fraud prevention | Technical data, usage patterns | Legitimate interest |
| Educational content recommendations | Learning history, professional background | Legitimate interest |
Data Protection and Security
We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our approach includes both technical and organizational safeguards.
Encryption: All sensitive data is encrypted in transit using TLS 1.3 and at rest using AES-256 encryption standards.
- Regular security audits and vulnerability assessments
- Restricted access controls and employee training programs
- Secure data centers with physical and environmental protections
- Incident response procedures and breach notification protocols
- Regular backup systems and disaster recovery planning
Your Rights and Choices
Under Philippine data protection laws and international privacy standards, you have several rights regarding your personal information. We respect these rights and provide easy ways for you to exercise them.
Access and Portability
You can request a copy of your personal data we hold. We'll provide this information in a structured, commonly used format within 30 days of your request.
Correction and Updates
You can update your account information directly through our platform or contact us to correct any inaccurate personal data. We aim to keep your information current and accurate.
Deletion and Restriction
You may request deletion of your personal data or restrict certain processing activities. Some information may be retained for legal compliance or legitimate business purposes as outlined in our retention policy.
Data Sharing and Third Parties
We don't sell your personal information to third parties. We may share data with trusted service providers who help us deliver our educational services, always under strict contractual protections.
Educational content providers, payment processors, and technical service providers may receive limited personal data necessary to perform their services. All partners must meet our privacy and security standards.
- Payment processing services for course enrollment
- Email delivery services for educational communications
- Analytics providers for platform improvement (anonymized data only)
- Cloud hosting providers with data processing agreements
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your browsing experience, remember your preferences, and analyze site usage. You can control cookie settings through your browser preferences.
Essential Cookies
These cookies are necessary for our website to function properly. They enable basic features like page navigation, account login, and security measures. These cannot be disabled.
Analytics and Performance
We use analytics cookies to understand how visitors interact with our site. This data helps us improve content and user experience. These cookies collect anonymized information only.
International Data Transfers
As we serve investment professionals globally, some data processing may occur outside the Philippines. We ensure adequate protection through contractual safeguards and compliance with international data transfer requirements.
All international transfers comply with Philippine Data Privacy Act requirements and include appropriate safeguards such as Standard Contractual Clauses or adequacy decisions.
Data Retention
We retain personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.
- Account information: Retained while your account is active plus 7 years
- Course progress and certificates: Retained indefinitely for your records
- Support communications: Retained for 5 years after resolution
- Technical logs: Automatically deleted after 2 years
- Marketing preferences: Retained until you withdraw consent
Children's Privacy
Our services are designed for investment professionals and adults seeking financial education. We do not knowingly collect personal information from children under 16. If we become aware of such collection, we will take immediate steps to delete the information.
Updates to This Policy
We may update this privacy policy periodically to reflect changes in our practices or legal requirements. We'll notify you of significant changes through email or prominent notices on our website.
Minor updates will be posted with a new effective date. We encourage you to review this policy regularly to stay informed about how we protect your privacy.
Privacy Questions or Concerns?
If you have questions about this privacy policy or how we handle your personal information, please don't hesitate to contact us. We're here to help and ensure your privacy rights are respected.